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The goal of auto insurance companies is to pay as little as possible. Here are a few things to keep in mind if you are the victim of a car accident (whether you were in a vehicle or not), after you have filed your claim with your car insurance company:​
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Talk to a lawyer before you sign anything - Pain from an accident may not show up right away, and may even take several weeks to do so. If you sign anything without having a professional look it over, you may be limiting the amount of care you can receive.
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​PIP cases are time sensitive - You have to file your claim within the timely filing window, but it is better not to wait. The longer you wait, the more details may become blurry. File it while the accident is still fresh in your mind.
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PIP can be used if you have health insurance - Even if you have health insurance, PIP can still help cover your costs after a car accident. Health insurance may not cover all the expenses related to an accident, such as rehabilitation services or specific therapies.
What is PIP Insurance?
Personal Injury Protection (PIP) is a type of auto insurance coverage that helps pay for medical expenses if you're injured in a car accident, regardless of who was at fault. PIP is sometimes referred to as "no-fault" insurance because it covers your medical costs directly, without needing to determine liability.
PIP can cover a wide range of expenses related to your accident, including:
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Medical bills (doctor visits, hospital stays, surgeries)
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Prescription medications
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Physical therapy
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Rehabilitation services
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Acupuncture and other alternative treatments
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Why Use Acupuncture with PIP Insurance?
Acupuncture can be a valuable tool in your recovery from car accident injuries, particularly for conditions like:
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Neck and back pain
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Headaches or migraines
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Whiplash
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Muscle soreness and stiffness
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Stress or anxiety related to the accident
By using your PIP insurance, you can reduce the financial burden of these treatments and improve your chances of a full recovery.
If you’ve been injured in a car accident, don’t overlook the benefits of acupuncture. It could be an essential part of your healing process, and with the right PIP coverage, you may be able to access this treatment without paying out of pocket.
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